Late 2026 is the best buyer’s market since 2017.
We arm you with insurance expertise, data and service to protect your business, with no hidden fees, ever.
Average quote time
3.7 mins
Want to speak to an expert? Book time with us.
The carriers we sniff around
Better business insurance* for those who know it’s survival of the smartest.
*Insurance that put your interest first, that doesn’t rely on producers taking a cut of your premiums, that won’t disappear with unrealized VC funding, that evolves with the market and the tools shaping it.
Multiple quotes in minutes
Answer 10 questions, get multiple indications (estimated costs) in minutes. You will finalize your application after seeing the price range.
Built by insurance experts
140 years of commercial insurance experience on the founding team. You buy insurance for a rainy day; we have been there and covered that. Bad things can happen to good people.
Data, for your information
Insurance is a rigorous science built on data. For centuries, those data were guarded. We arm you with these numbers, and turn them into shields for you.
Continuous shopping, never renew blindly
Traditional brokers shop for clients once and done, leaving 60% of the market with overpriced coverage. Our platform is always monitoring for carrier appetite changes, new product launches and market condition shifts.
Tailored to companies <50 employees
Insurance carriers underwrite small and large businesses differently. Every fact, tool and advice on Komodo is tailored to your risk needs.
All your business insurance, in one place
We take care of everything from general to professional to management liability insurance. You shop, track and manage all your policies here.
Built for small businesses
Companies under 50 employees are even more vulnerable to risks than large businesses. However, traditional brokers prioritize large clients. This leaves founders, agencies, and small business owners out to dry.
Komodo is for you: coverage options procured for your size, explained with transparent information and education you need, and choices at your fingertips in minutes.
The Komodo Promise
Unmatched value and the best coverage you can count on.
Find it cheaper? We pay you.
We pride ourselves on our curated selection of top-rated carriers that best fit your industry’s risk profiles.
If you are with Komodo and find comparable coverage at a lower price, we pay $1,000 for that intel to broaden our product offering.
Find better coverage? We negotiate endorsements for you.
We are committed to providing you the maximum value.
If you are with Komodo and find better coverage at a comparable price, we’ll ask our carrier to endorse expanded coverage for you.
Business insurance for small companies that outlast, outthink, outperform.
General liability
Covers bodily injury or property damage to others.
Cyber
Protects you and others from data breaches and cyber attacks.
Directors and officers
Protects your leaders against disputes on management decisions.
Technology E&O
Applies if and when your work causes a customer loss.
Workers’ compensation
Covers medical care and lost wages for work-related injuries.
Commercial crime
Alleviates losses from theft, fraud, or forgery.
The Komodo difference
Hundreds of years of knowledge at your fingertips in minutes.
Built on 750 hours of insurance professional curriculum and counting.
Here's how Komodo works, start to finish.
*Indications are preliminary, non-binding estimates. Final terms, pricing, and coverage are set by the carrier after underwriting.
Evolved coverage. Ancient instincts. We protect what you’ve built.
See how much you can save
Complimentary policy review
LIMITED TIME ONLY